A workers’ comp attorney can help you maximize your potential benefits
If you are injured in a workplace accident in Mississippi or suffer a work-related illness, you are eligible for workers’ compensation benefits. These benefits can provide you with financial assistance to cover medical expenses and lost wages while you recover.
Many workers aren’t sure how long it will take to fully recover from an injury or illness or when they’ll be ready to return to their job. A common question asked by injured workers is, “How long can I receive these benefits?” It depends on your situation.
Temporary Disability Benefits
If your injury or illness will prevent you from working temporarily, these benefits are designed to provide you with financial assistance until you can return to work. Temporary disability benefits are usually paid at a rate of two-thirds of your average weekly wage, up to a maximum amount.
The length of time you can receive these benefits depends on your individual circumstances. For example, in Mississippi, they can be paid for up to 450 weeks. However, the length of time you can receive benefits may be shorter if you are able to return to work or if you reach maximum medical improvement (MMI). MMI is the point at which your condition is not expected to improve any further with additional medical treatment.
If you are injured and able to work but in a reduced capacity that lowers pay, temporary partial disability benefits provide two-thirds of the difference in pay for up to 450 weeks (or if MMI has been reached).
Permanent Disability Benefits
You may be eligible for these benefits if your work-related injury or illness results in a permanent disability. These benefits are intended to provide you with ongoing financial assistance to help cover the costs associated with your disability up to a maximum amount.
In Mississippi, permanent disability benefits are calculated based on the type and severity of your disability. There are two types of permanent disability benefits: permanent partial disability (PPD) and permanent total disability (PTD).
PPD benefits are awarded if you have a permanent impairment but are still able to work in some capacity. The amount of these benefits is based on a formula that considers your impairment rating, your average weekly wage, and the length of time you are expected to be disabled.
PTD benefits are awarded if you have a permanent impairment that prevents you from ever working again. These benefits are calculated based on your average weekly wage and are paid for the rest of your life.
An experienced workers’ comp lawyer can fight for your rights
Filing for workers’ compensation benefits should be a simple process. Unfortunately, that’s not always the case. Employers and insurance carriers routinely challenge claims, and it’s not unusual for initial claims to be denied.
That’s why you need an experienced Mississippi workers’ compensation attorney. Tabor Law Firm, P.A., fights for the rights of injured workers in Ridgeland, Jackson, and throughout Mississippi. We can guide you through the claims process every step of the way. If you suffered a workplace injury or illness, contact us to schedule a free consultation.